Insurance

50+ Insurers · Cashless · Government Schemes

Insurance &
Cashless Hospitalisation

KG Hospital is empanelled with major private insurance networks, third-party administrators (TPAs), and strategic government health initiatives—ensuring patient treatments proceed smoothly with absolute minimal desk delays.

Government Schemes

Accepted Govt Health Schemes

🏛️

Tamil Nadu Chief Minister's Comprehensive Health Scheme

Comprehensive baseline health coverage scheme offering cashless medical and therapeutic allocations across targeted protocols.

TN Government
💼

Tamil Nadu Government New Health Insurance Scheme

Specifically allocated comprehensive healthcare coverage panel benefits structured for Government employees.

State Employees

Private Insurers & TPAs

Empanelled Corporate Networks & Insurance Providers

🔹 Acko General Insurance Ltd
🔹 ADITYA BIRLA HEALTH INSURANCE TPA LTD.,
🔹 BAJAJ ALIANZ GENERAL INSURANCE CO. LTD.,
🔹 CHOLAMANDALAM GENERAL INSURANCE CO. LTD.,
🔹 CARE HEALTH INSURANCE LIMITED
🔹 CHIEF MINISTER COMPREHENSIVE HEALTH INSURANCE
🔹 ERICSON INSURANCE TPA LTD.,
🔹 FAMILY HEALTH PLAN INSURANCE TPA LTD
🔹 GENERALI CENTRAL HEALTH INS.CO. LTD (FUTURE GENERALI)
🔹 GALAXY HEALTH INS. CO. LTD.,
🔹 GENINS INDIA INSURANCE TPA LTD.,
🔹 GOOD HEALTH INSURANCE TPA LTD
🔹 GO - DIGIT GENERAL INS. CO. LTD.,
🔹 HDFC ERGO GENERAL INSURANCE LTD
🔹 HEALTH INDIA INSURANCE TPA SERVICES PVT LTD.,
🔹 HEALTH INSURANCE TPA SERVICES LTD.,
🔹 HERITAGE HEALTH SERVICES PVT LTD
🔹 ICICI LOMBORD GENERAL INS. CO. LTD.,
🔹 ICICI PRUDENTIAL LIFE INSURANCE CO. LTD.,
🔹 IFFCO-TOKIO General Insurance CO-LTD
🔹 Liberty General Insurance Ltd.
🔹 Link K Insurance Co.Ltd.,
🔹 Niva Bupa Health Insurance Company Ltd.
🔹 Manipal Cigna Health Insurance Company Limited
🔹 MD INDIA HEALTH INSURNACE TPA PVT LTD.,
🔹 MEDI ASSIST INSURANCE TPA PVT.LTD.,
🔹 MEDSAVE HEALTHCARE LTD
🔹 MEDVANTAGE HEALTHCARE TPA LTD.,
🔹 PARAMOUNT HEALTH SERVICES & INSURANCE TPA PVT LTD.,
🔹 RAKSHA TPA PVT LTD
🔹 IndusInd General Insurance Ltd., (RELIANCE GENERAL)
🔹 ROYAL SUNDARAM GENERAL INS. CO. LTD.,
🔹 HEALTH ASSIST INSURANCE (SAFE WAY)
🔹 SBI GENERAL INS. CO. LTD.,
🔹 STAR HEALTH & ALLIED INSURANCE CO.Ltd(P)
🔹 TATA AIG GENERAL INS. CO. LTD.,
🔹 TAMILNADU NEW HEALTH INSURANCE SCHEME
🔹 VIDAL HEALTH INSURANCE TPA PVT LTD.,
🔹 UNIVERSAL SAMPO GENERAL INS. CO. LTD.,
🔹 VIPUL MEDICARE (TPA) PVT LTD.,
🔹 VOLO HEALTH INSURANCE TPA PVT. LTD., (EAST WEST)

Process

Procedure for Admission Against Cashless Scheme

1
Planned Admission Protocol
When a routine hospitalization is needed, the patient having a mediclaim policy from any of the above companies may contact our Insurance Department, who will guide them suitably.
2
Authorisation & Scheduling
When an authorisation (communicating approval) is received by the insurance department, the same will be communicated to the patient or his attendant, upon which the doctor will give the date for performing the surgery and the date when the patient may get admitted, so that the necessary investigations and tests prior to surgery could be done.
3
Emergency Admission Management
For emergency admission, the patient can get admitted by producing the Mediclaim ID card. The Insurance Department will scrutinize the ID card and coordinate with the concerned departments and advise the Insurance company and TPA and get the necessary sanction.

Advance Notice: The request amount towards investigations, emergency procedures, surgery and treatment as warranted should be paid to the hospital as advance. The hospital will reimburse the sanctioned amount to the patient or his attendant at the appropriate time.
4
Hospitalisation & Additional Sanctions
During the course of procedure or surgery, if the patient requires additional treatment, procedure or surgery, the surgeon will notify the same to the patient's attendants and request the Insurance department to send information to the TPA or insurance company seeking additional sanction.

If the additional sanction as sought for is not sanctioned or partially sanctioned by the insurance company or TPA, the patient's attendants will have to make payment of the difference amount to the hospital immediately, so that the request additional procedure could be carried on without any delay and interruption.
5
Discharge Co-pay & Exclusions
The patient or the patient's attendant should settle all non medical expenses/Co-pay to the cashier while on admission.
⚠️ Crucial Clinical Disclosures Required: Patients are requested to reveal their past history, details of treatments taken in the past, details of surgeries undergone, details of allergy to certain medicines, etc. This will help the insurance department to incorporate the details as applicable in the pre-requisition form.
Insurance Help Desk & Administration Contacts

👤 Mrs. P. Krishnaveni, General Manager
📞 Cell Number: 9843129341
🕒 Working hours: 9 a.m. to 6 p.m. (Monday–Saturday)


📍 Central Location: Insurance Desk — Ground Floor, near Admission Counter, KG Hospital, Gopalapuram, Coimbatore – 641018
📞 General Extension Desk: 0422-4042121 Extn 205 | 💬 Emergency WhatsApp Broadcast: 9626196262

Frequently Asked Questions

Insurance & Cashless Admission FAQs

Does KG Hospital accept health insurance?
Yes. KG Hospital is empanelled with 50+ insurance providers including Star Health, HDFC Ergo, Medi Assist, United India, ICICI Lombard, and government schemes: CMCHIS (Tamil Nadu), PM-JAY, ESI, CGHS and ECHS.
How do I get cashless admission at KG Hospital?
Visit the Insurance Desk on arrival with your insurance card and policy document. Our team sends a pre-authorisation request to your TPA within 1–4 hours. Once approved, admission proceeds without upfront payment for covered amounts.
Is CMCHIS accepted at KG Hospital Coimbatore?
Yes. KG Hospital is empanelled under CMCHIS (Chief Minister's Comprehensive Health Insurance Scheme) for BPL families in Tamil Nadu, providing cashless treatment up to ₹5 lakh per annum.
What is the insurance desk number at KG Hospital?
Contact the Insurance Desk at 0422-4042121 Extension 205, Monday–Saturday 9 AM–6 PM. Emergency insurance queries are handled 24×7 on WhatsApp 7094410085/7094441551. You can also reach Mrs. P. Krishnaveni, Insurance Manager, at 9843129341 from 9 a.m. to 6 p.m.